| 1 He shows mercy who lends to his neighbor, for he keeps the commandments by strengthening him. | 1 He that shows mercy will lend to his neighbor, and he that strengthens him with his hand keeps the commandments. |
| 2 Lend to your neighbor in his time of need, and receive it again from your neighbor in his time. | 2 Lend to your neighbor in the time of his need; and in turn, repay your neighbor promptly. |
| 3 Keep your word, and act faithfully with him, and then you will find whatever you need in every time. | 3 Confirm your word and keep faith with him, and on every occasion you will find what you need. |
| 4 Many have treated a loan like found money, and they offered trouble to those who helped them. | 4 Many persons regard a loan as a windfall, and cause trouble to those who help them. |
| 5 Until they receive, they kiss the hands of the giver, and they humble their voice in promises. | 5 A man will kiss another's hands until he gets a loan, and will lower his voice in speaking of his neighbor's money; but at the time for repayment he will delay, and will pay in words of unconcern, and will find fault with the time. |
| 6 But at the time of repayment, they will ask for more time, and they will speak annoying and complaining words, and they will make excuses for the time. | 6 If the lender exert pressure, he will hardly get back half, and will regard that as a windfall. If he does not, the borrower has robbed him of his money, and he has needlessly made him his enemy; he will repay him with curses and reproaches, and instead of glory will repay him with dishonor. |
| 7 Then, if he is able to repay, he will turn away. He will pay barely one half, and he will consider it as if he had found it. | 7 Because of such wickedness, therefore, many have refused to lend; they have been afraid of being defrauded needlessly. |
| 8 But if not, then he will defraud him of his money, and he will have him as an enemy without cause. | 8 Nevertheless, be patient with a man in humble circumstances, and do not make him wait for your alms. |
| 9 And he will repay him with accusations and curses, and he will repay him with contempt, instead of with honor and kindness. | 9 Help a poor man for the commandment's sake, and because of his need do not send him away empty. |
| 10 Many have refused to lend, not because of wickedness, but because they were afraid to be defrauded without cause. | 10 Lose your silver for the sake of a brother or a friend, and do not let it rust under a stone and be lost. |
| 11 Yet truly, be more steadfast toward the humble, and you should not delay in acts of mercy toward them. | 11 Lay up your treasure according to the commandments of the Most High, and it will profit you more than gold. |
| 12 Assist the poor because of the commandment. And you should not send him away empty because of his dire need. | 12 Store up almsgiving in your treasury, and it will rescue you from all affliction; |
| 13 Lose your money to your brother and your friend. For you should not hide it under a stone to be lost. | 13 more than a mighty shield and more than a heavy spear, it will fight on your behalf against your enemy. |
| 14 Let your treasure be in the precepts of the Most High, and it will benefit you more than gold. | 14 A good man will be surety for his neighbor, but a man who has lost his sense of shame will fail him. |
| 15 Store your alms in the hearts of the poor, and it will obtain help for you against all evil. | 15 Do not forget all the kindness of your surety, for he has given his life for you. |
| 16 Better than the shield or the lance of a powerful man, | 16 A sinner will overthrow the prosperity of his surety, |
| 17 it will fight for you against your enemy. | 17 and one who does not feel grateful will abandon his rescuer. |
| 18 A good man offers credit for the sake of his neighbor. But one who abandons him to himself will perish in shame. | 18 Being surety has ruined many men who were prosperous, and has shaken them like a wave of the sea; it has driven men of power into exile, and they have wandered among foreign nations. |
| 19 You should not forget the kindness of your benefactor. For he has offered his life on your behalf. | 19 The sinner who has fallen into suretyship and pursues gain will fall into lawsuits. |
| 20 The sinner and the unclean flee from such promises. | 20 Assist your neighbor according to your ability, but take heed to yourself lest you fall. |
| 21 A sinner attributes to himself the goods of his loan. And an ungrateful mind will abandon the one who has freed him. | 21 The essentials for life are water and bread and clothing and a house to cover one's nakedness. |
| 22 A man offers credit to his neighbor. But when he will have lost respect, he will abandon him. | 22 Better is the life of a poor man under the shelter of his roof than sumptuous food in another man's house. |
| 23 A wicked promise has destroyed many who had good intentions, and has tossed them like a wave on the ocean. | 23 Be content with little or much. |
| 24 It has caused powerful men to travel around, and they have wandered amid foreign nations. | 24 It is a miserable life to go from house to house, and where you are a stranger you may not open your mouth; |
| 25 A sinner transgressing the commandment of the Lord will fall into a wicked promise. And he who undertakes many things will fall into judgment. | 25 you will play the host and provide drink without being thanked, and besides this you will hear bitter words: |
| 26 Help your neighbor to recover according to your ability, but attend to yourself, lest you also fall. | 26 "Come here, stranger, prepare the table, and if you have anything at hand, let me have it to eat." |
| 27 The primary need in a man’s life is water and bread, and clothing, and a house to protect modesty. | 27 "Give place, stranger, to an honored person; my brother has come to stay with me; I need my house." |
| 28 A pauper’s food under a roof of boards is better than a splendid feast on a sojourn away from home. | 28 These things are hard to bear for a man who has feeling: scolding about lodging and the reproach of the moneylender. |
| 29 Let yourself be pleased with little instead of much, and you will not hear the reproach of being away from home. | |
| 30 It is a wicked life to go from house to house as a guest. For wherever he is a guest, he will not act confidently, nor open his mouth. | |
| 31 He will entertain, and feed, and give drink to the ungrateful, and beyond this, he will listen to bitter words: | |
| 32 “Go, my guest, and set the table, and let others eat from what you have in your hand.” | |
| 33 “Depart from the honored face of my friends. For it has become necessary for my house to host my brother instead.” | |
| 34 These things are grievous to a man having understanding: to take advantage of a household, and to reproach a lender. | |